Malta vs Latvia for Foreign Workers 2026: Which Offers Better Salary, Cost & Savings?
For foreign workers deciding between Malta and Latvia, the key difference is that Malta offers higher gross salaries (especially in hospitality and iGaming) but a higher cost of living, while Latvia provides lower salaries but significantly lower expenses, resulting in potentially higher savings for some occupations. Both countries have structured work permit routes, but the processing times and requirements differ.
Who can apply / requirements
Malta
To work in Malta, you need a job offer from a Maltese employer. The employer applies for a Single Work Permit (for non-EU workers) or a Key Employee Initiative (for higher-skilled roles). Requirements include a valid passport, a clean criminal record, a health insurance policy, and proof of accommodation. For most skilled trades, no language test is required, but English is widely spoken.
Latvia
In Latvia, the employer must obtain a work permit from the Office of Citizenship and Migration Affairs (OCMA). Requirements include a valid passport, a criminal record certificate, a medical insurance policy, and a job offer with a salary at least the national average (currently around €1,300 gross per month). For certain occupations, a Latvian language test may be required, but many permits are issued without it.
Step-by-step process
- Secure a job offer from a registered employer in Malta or Latvia.
- Employer applies for work permit – in Malta, via Jobsplus; in Latvia, via OCMA.
- Receive approval – once the permit is approved, you apply for a national (D) visa at the embassy in your home country.
- Travel and register – upon arrival, register your residence and obtain a residence permit card.
- Start working – you can begin work only after the permit is issued.
Salary, cost & savings
Below are indicative estimates for a skilled worker (e.g., electrician or chef) in each country. Actual figures vary by occupation and experience.
| Item | Malta (EUR) | Latvia (EUR) |
|---|---|---|
| Monthly gross salary | 1,800 – 2,500 | 1,300 – 1,800 |
| Estimated net salary | 1,400 – 1,950 | 1,050 – 1,450 |
| Monthly living cost (rent, food, transport) | 1,000 – 1,400 | 700 – 1,000 |
| Realistic monthly savings | 200 – 550 | 200 – 500 |
Indicative estimates as of July 2026. Check official sources for current figures.
Processing time & what to expect
Malta's work permit processing takes 4–8 weeks after the employer applies. Latvia's process is similar, 4–8 weeks, but can be faster for occupations on the shortage list. Both require a visa appointment at the embassy, which may add 2–4 weeks.
Scams & red flags
Never pay a fee for a job offer or work permit. Legitimate employers cover permit costs. Be wary of agencies demanding upfront payments for “guaranteed” jobs. Always verify the employer's registration with the local authorities (Jobsplus in Malta, OCMA in Latvia).
Sources & how to verify
Check official government sites: Jobsplus Malta (jobsplus.gov.mt) and Office of Citizenship and Migration Affairs Latvia (pmlp.gov.lv). For visa information, contact the respective embassy in your country. Last verified: July 2026.
Key takeaways
- Malta has higher gross salaries but also higher living costs; savings potential is moderate.
- Latvia offers lower salaries but significantly lower expenses, making savings comparable for some trades.
- Both countries have similar work permit processing times (4–8 weeks).
- Always verify job offers and never pay upfront fees for permits.
Frequently asked questions
Which country is better for saving money, Malta or Latvia?
It depends on your salary. For a skilled worker earning €1,800 in Latvia vs €2,500 in Malta, after costs you might save €400 in Latvia vs €550 in Malta. But for lower salaries, Latvia may offer better savings due to lower rent and food costs.
Do I need to speak the local language to get a work permit?
In Malta, English is sufficient for most jobs. In Latvia, some permits require basic Latvian, but many skilled trade permits are issued without it.
How long does it take to get a work permit for Malta or Latvia?
Both take 4–8 weeks after the employer applies, plus visa processing (2–4 weeks).
